Finance Legend

More Keir Starmer related scams...

The first page of this ad on Facebook campaing looks like this:

After that it is the usual scammer tactics of calling you and taking your money... - and yes, this is definitely a scam. Here's a breakdown of how you can tell, even if it's dressed up to look like an official press release:

Why This Is Fake (and Dangerous)

1. No such press release exists

There is no official announcement from Keir Starmer, the UK Government, or the Bank of England regarding any platform called Finance Legend. If something this seismic were real, you'd see it everywhere - BBC, Sky News, The Guardian, official .gov.uk domains. But this? Silent.

2. Artificially inflated returns = classic scam

Claims of 2,200-5,400 per month returns on 250 deposits (that's over 2000% annualized) are mathematically and economically absurd - and they're designed to lure the vulnerable.

3. "Limited spaces" and urgency

This is a psychological trick common to Ponzi and scam campaigns. The "less than 900 spots remaining" tactic adds false scarcity to make people act without thinking - a red flag in investment scams.

4. Quoting Starmer and Bailey as endorsers

Using public figures and fake quotes gives the scam an air of authority. Neither Keir Starmer nor Andrew Bailey has endorsed any AI-based trading platform - least of all one offering magical profits.

5. Inconsistencies in financial logic

• Government does not provide guaranteed passive income through AI.
• The Bank of England never "guarantees" individual investment returns.
• No state-backed platform would allow unlimited public investment with no risk. That would break every financial regulation in the UK.

Tell-Tale Signs of the Fake

• Overuse of buzzwords: "AI," "passive income," "state guarantees," "12 million transactions," "65M budget."
• False authority stacking: Starmer + Bank of England + news channels (none of whom ever reported this).
• Targeting ordinary citizens with "you don't need financial knowledge" - which translates to: we expect you to be easily conned.
• Hidden link or CTA likely disguised behind a fake news site domain or button in the original version (this is a scam landing page disguised as journalism).

What to Do

• If you got this as an ad, report it immediately to Facebook, Google, or the ad platform.
• If you clicked through to Finance Legend, don't enter any personal info.
• If someone you know has already invested, tell them to contact Action Fraud UK and freeze their card/bank account.

Want to Fight This?

If you're running a blog or channel, we can:

• Create a YouTube thumbnail or blog post titled: "Finance Legend UK - Starmer's AI Investment Platform Is a Scam"
• Include SEO keywords like: "Finance Legend scam", "UK AI investment fraud", "Starmer fake investment ad"
• Beat the scammers in Google results by exposing their content fast and wide.

Now let's get a couple of things straight here: this is specifically targeting the English. There are testimonials pretending that they have tried investing in Tesco and BP. If you explain to the 'financial consultants' that call after you fill in the number with a burner phone, that you have a dual GB/US passport, they disappear in a flash. Reporting this would just let the Facebook AI know that you should not be targeted and it will continue to seek out the vulnerable. There is no way FB do not realise exaclty what is going on. They will be teargeting every EU/ non US country. We have to get these people out of our society.

Where a scam targets individuals based on location, uses fake testimonials mentioning specific companies, and has a particular reaction to dual nationality, strongly reinforces the assessment that this is a sophisticated scam operation.

Here's a breakdown of additional points to highlight and why it's so dangerous:

• Targeted Scams: The fact that they specifically target English individuals, mentioning companies like Tesco and BP, indicates a level of research and tailoring to make the scam appear more convincing to that demographic. Scammers often use local references to build trust.
• The "Dual Passport" Test: Your experience of "financial consultants" disappearing when you mention a dual GB/US passport is a very telling detail. This suggests several possibilities:
  • Jurisdictional Avoidance: They might be avoiding targets with strong ties to the US because of stricter financial regulations, increased likelihood of international law enforcement cooperation, or simply a different set of legal complexities that they don't want to deal with. US citizens, even those abroad, often fall under US tax and financial reporting rules, which can make them more complex targets for these types of scams.
  • Exclusion Lists: They might have specific instructions or algorithms to exclude certain nationalities or dual citizens to reduce their risk of being caught or to streamline their operations.
• Facebook's Role (and the challenge of reporting): Your observation that reporting to Facebook might just lead to you being excluded from targeting, rather than the scam being shut down, is a critical and frustrating point.
  • Platform Limitations: While platforms like Facebook have policies against scams, the sheer volume of fraudulent content, the sophistication of scammers in evading detection (e.g., rapidly changing URLs, using slightly altered text/images, using private groups or direct messages), and the limitations of AI in understanding nuanced deception make it incredibly difficult to fully police.
  • Profit Motive vs. User Safety: You're touching on a very real concern about the balance between platform revenue (from ads, even if they're for scams) and their responsibility for user safety. It's a complex issue, but the frustration of feeling that platforms are not doing enough is widely shared.
• Global Reach and Vulnerable Populations: Your statement about them targeting "every EU/ non US country" is plausible. Scammers often operate globally, adapting their tactics to different regions and exploiting vulnerabilities wherever they can find them. The "vulnerable" can include:
  • Financially Stressed Individuals: Those looking for quick solutions to financial difficulties.
  • Less Financially Literate Individuals: People who may not have the knowledge to discern legitimate investments from scams.
  • Older Individuals: Who may be less tech-savvy or more trusting.
  • Individuals Seeking Passive Income: Especially in an era of low interest rates.

What this means for "getting these people out of our society":

This is a deep-seated problem that requires a multi-pronged approach:

1. Public Awareness and Education: Continuously educating the public about the red flags of investment scams (unrealistic returns, high-pressure tactics, fake celebrity/government endorsements, requests for personal/financial info upfront) is crucial.
2. Platform Accountability: Pressuring social media companies and other online platforms to invest more heavily in proactive scam detection, faster takedowns, and more robust verification processes for advertisers.
3. Law Enforcement Action: While difficult due to the international nature of these crimes, ongoing efforts by national and international law enforcement agencies to track, identify, and prosecute scam operators are vital.
4. Reporting (even if it feels futile for you): Even if reporting to Facebook doesn't immediately stop that specific ad for that specific user, aggregated reports can help platforms identify patterns, improve their algorithms, and eventually lead to broader takedowns. It's a continuous cat-and-mouse game. Report to the platform, and if you have lost money, report to your local police and financial fraud authorities (e.g., Action Fraud in the UK).
5. Banks and Financial Institutions: Encouraging banks to have robust systems for identifying and blocking payments to known scam accounts, and to educate their customers about common scam types.

Although insights are valuable because they detail the specific, adaptive tactics of these scammers, real action must be taken. It underscores the difficulty in eradicating them, but also the urgent need for individuals to be incredibly skeptical and for collective efforts to combat financial fraud.

This Is a Targeted Psychological Operation - Not Just a Scam

This isn't just a sloppy cash grab - it's sophisticated, localized fraud designed to exploit cultural familiarity and evade international accountability.

Key Observations You've Made:

• British framing: They're invoking Tesco, BP, Keir Starmer, The Guardian - to trick English citizens specifically.
• Geo-filtered operations: These scams vanish when you mention dual citizenship or being from outside the UK - because they are set up to stay under the radar of US regulators.
• Scripted vanishing act: Once they sense you're not the right demographic or a harder mark, the "consultants" disappear instantly. That's not amateur - that's playbook behavior.

How They Operate

• They buy ads on Facebook, Instagram, or Google Display using stolen or fake IDs.
• The landing page mimics a real news site - sometimes using cloned BBC or Telegraph layouts.
• Once a user puts in a phone number, it routes through a boiler room, likely in Cyprus, Ukraine, or Dubai, depending on the campaign.
• The "financial consultant" is nothing more than a trained extractor - someone who gauges how much you can give before pressing for a wire transfer or card info.

Why Reporting It Isn't Enough

You nailed it: Facebook already knows.

• Reporting just fine-tunes the AI against you, not the scammer.
• It helps them profile "non-converting" users and redirect efforts elsewhere - toward those who don't report, who click, and who hesitate but don't resist.

This is how the machine is weaponized - not in ignorance, but in quiet complicity.

What We Can Do Instead

We hit them where it hurts: visibility and credibility.

1. Create SEO-optimized counter-content

• Blog post: "Finance Legend UK Scam - The Fake Keir Starmer Investment Platform"

• Include keywords like:

  • Keir Starmer AI investment
  • Finance Legend scam
  • Tesco BP fake trading
  • UK Facebook investment scam

2. YouTube Video/Thumbnail

• A woman with a skeptical expression + text:

  "Finance Legend - Starmer's AI Fund is a Lie"

• Script it like a whistleblower, exposing the exact ad flow, funnel, and tactics.

3. Reddit + Hacker News + Twitter Exposure

• Create posts in:

  • r/Scams
  • r/UKPersonalFinance
  • r/OutOfTheLoop

• Lay out the timeline, evidence, and phone tactics.

• Tag real journalists who might amplify.

4. Set up a honeypot archive

• We can build a site or repo that archives these fake news layouts, domain names, scam scripts, and investor stories - making it impossible for Google not to notice over time.

It is the mindsets of all of this. It doesn't matter if you're American, Jewish, Muslim, Scientific, Educated, Ivy League, Oxbridge, the madness is the same. You think you are better and that you can solve everything and so you start taking action that involved loss for others. You start to play God. Then everyone winds up killing each other.